Tag Archives: norfolk injury lawyer

Norfolk Cycling Accident Lawyer – Bicycles hit by cars and motor vehicles

Cycling is a terrific way to exercise, have fun, or just get from one place to another. Even if you are riding your bicycle in a safe and responsible manner, drivers of motor vehicles may fail to see you or fail to give you right of way.

According to Virginia DMV, in 2013 there were 45 traffic accidents with cyclist in Norfolk alone. Every single one of these cycling accidents involved injury. Simply put, you are at risk for serious injury if a car, truck or SUV hits you on your bike.

How can you avoid a more serious injury while cycling? Start with a helmet that earns high marks from independent ratings agencies, like Consumer Reports (sometimes the most expensive helmets do not provide the best protection, so choose carefully).

Use clothing that is easily visible, and use LED lighting on your bicycle at night. Follow the rules of the road. Give a signal for all turns, and travel at a speed that is safe under the circumstances. (There are reports that Old Dominion University Police will issue speeding tickets to cyclists, too).

Last but not least, make sure that you have adequate uninsured/underinsured motorist coverage through your car insurance carrier.

To understand why, consider this example: you are struck by a vehicle while cycling in Norfolk and receive serious injuries. Your legal damages (medical bills, lost wages, pain and suffering, etc.) total $100,000, but the driver who hit you has a minimum limits car insurance policy of $25,000. This leaves you in the hole for $75,000!

Suppose instead that you have $100,000 in uninsured/underinsured coverage through your car insurance. In that case, your own coverage will kick in after the defendant driver’s $25,000 is exhausted, and fill in that $75,000 gap.

Don’t expect your insurance company to simply hand over that money to you, however. They will probably deny at least part of your claim, even though they are your insurance company and you are asking for the coverage that you paid for.

If you or a loved one has been hit by a car while riding a bicycle, contact an experienced Norfolk injury attorney right away.

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Norfolk Car Accident Lawyer Settles Personal Injury Claim for $25,000

I am pleased to report that I settled another personal injury claim recently with a major car insurance company for the full policy limits of $25,000.  I think that this was a fair settlement, given the nature of the car accident and personal injuries involved.  It was refreshing to see that the car insurance company acted in good faith.  That is, instead of putting their insured driver at risk of a verdict that exceeded his insurance coverage, the company settled the matter for the full amount of his coverage, thus protecting his financial interests.

It doesn’t always happen this way!  If you are being sued for a personal injury claim, ask your attorney about the insurance company’s duty to protect your financial interests.  For example, if you have a $50,000 policy and are being sued for $150,000, you could be stuck with a judgment against you that exceeds your insurance coverage by $100,000!

Now suppose that your insurance company had received a pretrial settlement demand for the policy limits of $50,000 and turned it down, forcing you to go to trial and risk your financial well being!  While you might have a legal remedy against your own insurance company in that instance, it’s still a position you don’t want to be in.  The solution?  Carry as much insurance coverage as you can afford (have high policy limits) and if you are sued, demand that your insurance company act in good faith to settle any claim against you.  It’s the insurance coverage you paid for, after all.

For more information on insurance issues and Norfolk personal injury claims, visit my website today.

Dog Bite Lawsuit for Injured Child Yields Tens of Millions

http://www.11alive.com/story/news/local/decatur/2015/01/13/judge-overturns-72-million-award-for-pit-bull-attack/21699817/

This little girl in Georgia had to have an arm amputated after being attacked by two pit bulls.  Applying the state’s law capping punitive damages at $250,000.00, the judge left the girl an award of over $30 million.

It’s a good example of how an experienced dog bite lawyer can make all the difference in your case.

If you or a loved one is attacked by a dog, contact my Norfolk, Virginia personal injury law firm today.  DO NOT try to deal with the dog owner’s insurance company on your own, or you may jeopardize your injury claim.

Distracted Driving is Negligent Driving – Norfolk, VA Personal Injury Lawyer

According to US government statistics, distracted driving is a tremendous and deadly problem, resulting in 3,328 traffic fatalities in 2012.  That same year an estimated 421,000 people were injured in motor vehicle crashes involving a distracted driver, a nine percent increase from the same motor vehicle injury figure 2011.

Common distractions to drivers include using a cell phone or smartphone, eating and drinking, talking to passengers, grooming, reading, using a navigation system, watching a video, adjusting a radio, CD player, or MP3 player and of course, texting.

The NHTSA makes the following notable findings:

  • At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, a number that has held steady since 2010.
  • Engaging in visual-manual subtasks (such as reaching for a phone, dialing and texting) associated with the use of hand-held phones and other portable devices increased the risk of getting into a crash by three times.
  • Five seconds is the average time your eyes are off the road while texting. When traveling at 55mph, that’s enough time to cover the length of a football field blindfolded.

At this point in time, with all of the ad campaigns against distracted driving, it should be obvious that it constitutes negligence, or the failure to use ordinary care.  This does not mean that someone injured by a distracted driver should expect an easy time dealing with the insurance company.  Even if you are injured by a driver who is smoking, texting, drinking, watching a video and brushing his hair all at once, his insurance company may still try to deny responsibility.  If you or a loved on is injured by a distracted driver, contact an experienced Norfolk personal injury lawyer to handle your claim.